Glenn Laken

Do Not Try To “Keep Up With the Joneses”

A common obstacle that people face when they try to stay financially fit is something known as “keeping up with the Joneses.” keeping up with the Joneses is just a term for the need to fit in. In other words, many people feel peer pressure to live a certain kind of lifestyle that their friends and neighbors are living. For that reason, they will often go into debt even when they can not afford to do so. If you want to get out of debt and start being financially fit, there is no other option except to stop caring what other people think and start focusing on your own needs and life. Do not look at others and try to mimic or copy them because it is not worth it. Besides, it really does not matter what they think. What is more important is that you take care of yourself and your own needs.


When it comes to being financially fit, the first step should be figuring out where you went wrong. What happened that caused you to be in such a big debt? Of course, it usually has something to do with your habits. Often, you need to change your spending habits if you want to create lasting change in your situation. However, knowing what happened is crucial, because if you do not know the root of the problem, you will never be able to fix it. It is just like physical fitness. If you know which foods you are eating or not eating and what is causing you to gain weight or experience other health problems, you will be able to change your behavior and remedy the situation. You need to figure out whether it is your lack of discipline, your need to keep up with the Joneses, or something else that is causing you to go into debt and spend more money than you have. Perhaps you simply need a second job for a while. Learn more:


You also need to build an emergency fund. Most experts suggest that you build a fund that will cover three to six months of living expenses. This way, if you lose your job, you will have time to find a new one. However, if you need to pay off your debts and can not apply your money to an emergency fund of six months, you can still build a small emergency fund of at least one thousand dollars until you finish paying off your debts.


Finally, get a financial coach to guide you through your situation. Read Infinity Group Australia reviews for more information about how to get in touch with a professional coach.


Bruno Fagali: Why You Need A Good Lawyer

Are you encountering legal problems in Brazil and need a good lawyer? Want to find a competent lawyer that provides business advice or representation? If you are going through legal problems and need one of the best attorneys to guide you, check out Bruno Fagali.

When a legal issue occurs, it’s imperative to get help from an expert in the field. It is extremely important to consult an experienced and reputable lawyer. Although there are many law groups and lawyers out there you need to be sure you choose someone that has a proven track record.

You need a legal advisor that has a good understanding of the rules and regulations and how to help you stay in compliance with law. You need an attorney who can get you out of trouble in the event of a lawsuit or other legal situation.

A good defense lawyer or legal advisor will take the time to research the case and work closely with you to address the issues appropriately. A legal issue can devastate your business or professional profile. That’s why it is crucial to hire a knowledgeable lawyer like Bruno Fagali.

Business owners, organizations and entrepreneurs today have many legal problems to deal with, including leases, collections, business disputes, copyrights, licensing, shareholder disagreements and even trademarks. For this reason, having a competent attorney by your side, is important.

For the best possible outcome, it’s crucial to find a quality business corporate lawyer for reliable legal advice and guidance. If you enlist the services of a renowned attorney, you will have access to industry resources and top notch guidance. You will have the tips and information you need to protect your enterprise or organization and achieve the success you desire.

When deciding on a business or corporate attorney for your organization or company, knowledge and experience are important factors to consider. It is extremely important to ensure that your lawyer is passionate about getting you good results.

Bruno Fagali has vast experience and is hghly reputable as well. Bruno Fagali offers insights and advice that are crucial to the success of his clients’ business. He will work with you to determine the right strategy to meet your needs.

Many businesses and professionals in Brazil turn to Bruno for representation or advice on a wide variety of legal issues. Bruno knows what works and what doesn’t, and can resolve your complex legal issues.


Sean Penn Discusses His Concepts Behind Bob Honey Who Just Do Stuff

Sean Penn has received recognition in numerous areas. His latest notoriety comes from his novel Bob Honey Who Just Do Stuff. The main character is a satire written as a part time contract killer for the government named Bob. Sean Penn was pleased with the completion of his novel because it did not require the collaboration of others. He feels whether the book brings disappointment or pride in his accomplishment he has no need to apologize because he is standing on his own. He no longer enjoyed working with other people and felt it was time to take his career in a new direction. The expectations that came with making movies started making him feel as though he had to give in.

Sean Penn does not plan on becoming involved with any acting projects in the near future. He has expressed a possible interest in directing a new movie he is interested in but it is still speculation at this point. He receives more satisfaction from writing than from acting due to his creative process. Sean Penn spoke of the influences present in an acting career. He said these influencers also make comments on numerous authors. He believes influence is the same as excitement caused by the words of the author. He commented about the numerous statements made concerning his novel from people who have not read the book.

Sean Penn wrote his book using the same style prevalent in his career writing screenplays. His thinking is too fast for his capabilities with a laptop so he prefers longhand. He works at night then dictates his efforts to his assistant in the morning. Bob Honey Who Just Do Stuff has a definite #MeToo aspect. The book can be interpreted as encouragement for any movement with a goal of creating social equality. Sean Penn believes people are no longer concerned with their legacies because they believe they are on the verge of some great epiphany. He said people believe there are subjects certain genders cannot talk about and certain roles must be played by specific types. He summed up this philosophy by saying his book is not about inclusion or an opinion piece.

Sean Penn also used his novel as a means of skewering branding. He believes any brand that is either self assigned or assigned directly is only a representation of the consumer’s perspective. He refuses to be forced into a definition of a brand. He finds this concept both ironic and light.

Luiz Carlos Trabuco Leaps To The Top Of The Business World Through Drive And Grit

     It is not often that we hear today of people making it from the absolute dead bottom of society to the fairyland of the ultra-rich, jetsetting elite. But such is the case of Luiz Carlos Trabuco, the CEO of Bradesco, one of the most important financial institutions in Latin America.

Trabuco was born in the small town of Marilia, Sao Paulo in 1951. He was an excellent student, receiving mostly As throughout his career. Trabuco had ambitions of attending college, but when he finally graduated in 1969, he lacked the funds to attend the prestigious University of Sao Paulo.

As a result, he embarked upon a mission to find his first job. One of the first places he came across in his search was a branch of a small local bank. Bradesco had been in operation since 1943, but the bank had largely confined its business to the town of Marilia and its immediate vicinity.

Trabuco was granted an interview and the hiring manager was immediately impressed. He was offered the job. Over the first year of his employment, Trabuco proved willing and able to learn all aspects of the banking business. He quickly mastered most of the tasks involved with running the bank, proving particularly facile with numbers. By the end of his first year, Trabuco had already been appointed to the position of branch manager.

Now making good money for the first time in his life, Trabuco decided throughout the 1970s to pursue his dream of getting an advanced degree. Although he was working up to 60 hours per week at the bank, he still was able to attend night school at the University of Sao Paulo. Throughout the 70s, he was able to first attain a bachelor’s degree in business administration then a master’s degree in social psychology. Both of these areas of learning would prove to be useful later in his career.

By 1984, Trabuco had become on of the bank’s rising stars. He was appointed to his first ever executive role by the bank’s chairman himself. Tapped to head up the bank’s marketing and public relations unit, Trabuco immediately began a program of modernization that would significantly alter the way in which the unit approached its duties.

He first started forging strong relationships with local media personalities. This helped the bank make inroads with the local media outlets in the markets where it operated. Trabuco also involved the bank in sponsoring local charity drives and sporting events. This also aided in improving the company’s public image.

By the time he left the marketing department in 1992, the bank had one of the most well-known brands in the state of Sao Paulo. This represented a major victory for the bank and for Trabuco personally. His higher-ups quickly took notice.

In 1992, he was again tapped for an executive position with the bank. This time, Trabuco would be in charge of heading the company’s struggling financial planning division. It was here that Trabuco began implementing changes to the fundamental ways in which the bank does business, many of which are still in place today. He was able to begin specifically targeting the wealthy-client market, a sector that was booming as Brazil began producing a large class of ultra-rich elites.

This strategy proved to be as prophetic as it was profitable. Before long, Bradesco’s balance sheet began engorging with the deposits of the country’s oligarchs. This enabled the bank to radically expand its loan origination activities, helping it grow into one of the most prolific lenders in all of Latin America.

As a result of these achievements, Trabuco is widely recognized as the key figure in Bradesco’s rise to prominence.

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Pot Versus Beer, Insights by Jeff Yastine

     I am not sure who gets credit for the words ‘If you cannot beat them join them, but it might be the new mission statement for $250 billion swath American companies which seem to be ready to become the first stealth pot stocks of America. This is after making all attempts to grow by securing new packaging and lower prices, but nothing seemed to work. Constellation Brands was one of the first to buy its way into the marijuana market. The firm paid an estimate of $191 million to gain 10% ownership of the Canadian medical marijuana company. Molson Coors Brewing has also indicated that they are also working on being part of the market and are looking into potential opportunities and the impacts.

The producers of beer are under pressure from stockholders to do something. For Molson Coors, last year the shares went down to almost 30% and the Boston Beer Company declined to 45%. On the contrary, for the makers of Bud, their stocks hit a record peak in September and October last year. The reason for this difference is because they took the initiative to invest in the pot on nine state ballots and looked more certain that the voters would approve. There is a reputable statement that when pot consumption goes up, the intake of beer declines. Reports indicated that in the states where pot was already legalized, the serious under-performance of beer in the market was noticed.

Jeff Yastine is the editor of Total Wealth Insider. He joined Banyan Hill for the first time to serve as an editorial director in 2015 and brought along twenty years of experience as a financial journalist and stock market investor to the center of financial world events. Jeff Yastine is a weekly contributor to Winning Investor Daily and Sovereign Investor Daily. The articles help investors to understand monetary and economic trends and highlights profit-making opportunities.

Jeff has been nominated as an Emmy anchor, and he has interviewed many successful entrepreneurs like Sir Richard Branson and Michael Dell. The reports of Jeff are also helpful in identifying successful investments opportunities. The reports helped to warn investors about the real estate crisis of mid-2000. Important national events like Deepwater Horizon oil spill and Hurricane Katrina in 2010 and 2005 respectively have been covered in the report. Jeff Yastine was nominated in 2007 for the Business Emmy award following his report on the underfunded road systems in America. He is one of the journalists who won the New York State Society of Certified Public Accountants’ Excellence.

Cancer Treatment Centers of America Raising Prostate Cancer Awareness

Prostate cancer is the most popular cancer amongst men. To increase the awareness of the illness and the advantages of early diagnosis, LabCorp, the National Football League Alumni Association and CTCA are working together to enlighten men and escalate access to assessments.

With one in every seven men anticipated to get diagnosed with the disease during their lifetime, According to the American Cancer Society, there will be 161,350 new diagnoses in 2017. Specialists advocate that men who are deliberated high risk get tested starting at the age of 40 years. The risk factors incorporate race and family history, with African-American men showing over 70 percent higher probability of getting prostate cancer.

As part of the campaign, public service announcements highlighting former head coaches of NFL Bill Cowher, Dick Vermeil, and Herm Edwards will raise awareness of the risks of prostate cancer and persuade men to get tested for the illness. The announcements will be aired nationally throughout September, being the Prostate Cancer Awareness Month.

Cancer Treatment Centers in America, with its headquarters in Boca Raton, is a national network comprising of five hospitals that attends adult patients undergoing cancer treatment. CTCA provides a general approach to care that merges developments in radiation, surgery, immunotherapy, chemotherapy, and genomic testing and targeted cancer treatment, with proved supportive therapies created to assist patients emotionally and physically by improving their quality of life at the same time managing the side effects during and after the treatment.

CTCA works with patients across the world at its various hospitals in Chicago, Atlanta, Philadelphia, Tulsa and Phoenix. CTCA’s patient-centered technique to cancer care and patient satisfaction etches reliably rate among the highest in the United States cancer treatment providers. CTCA also ranks as one of the most esteemed hospital systems in the U.S. in national consumer reviews.

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When Jeff Yastine Speaks – Wall Street Listens

     Mr. Jeff L. Yastine, is the investing guru among key investors, entrepreneurs, and highly successful financiers. Presently, he is the Editorial Director of Banyan Hill Publishing. He has served in this position since 2015. He has decades of experience in the stock market and as journalist on the financial industry. His 1994 to 2010 career consisted of the financial anchor and correspondent at the prestigious PBS Nightly Business Report.

Today he is an editor, as well as a regular contributor and writer for his publication the ‘Total Wealth Insider.” He enjoys sharing his financial insights which is why he also writes and contributes articles to the Sovereign Investor Daily and the Winning Investor Daily produced by Banyan Hill. These publications gives his investing thoughts on subjects including business, monetary trends, economic, and profit-making opportunities.

Apparently, his opinions are catching the eyes of financiers like Warren Buffet and fund manager Bill Miller as Jeff talks about Christmas shopping at retail stores. Mr. Yastine writes about the “death of retail,” meaning the slow disappearance of brick and mortar stores, while consumers are choosing to shop online.

Happening now and forecasted as vehicles for shopping are new technology devices on the horizon to bring shopping options to consumers. These include drone and short-distance air deliveries and retail giants like Amazon introducing newer delivery methods.

However, Jeff Yastine said that there is a light at the end of the deserted mall landscape and that is the real estate that the retail stores and shopping centers are leaving behind. These real estate assets are a great revenue solution. The properties are being looked at for redevelopment for building apartment buildings and other similar projects.

Owners of mall retail properties are being courted by asset giants like Bill Miller of Miller Value Partners, Warren Buffett of Bershire Hathaway, and Paul Singer of Elliott Management Corporation. They have been buying stakes in REITs (real estate investment trust) and negotiating in potential sales.

Mr. Yastine states that the Amazon model is partly why mall centers and stores are vanishing from the shopping landscape. Therefore, when stores close, retail asset prices fall and wealthy bargain hunters appear on the REIT scene. Merry Christmas!




Ted Bauman: Advocating for Financial Freedom of Americans

     Ted Bauman has seen economies on the verge of booming and others on the brink of collapse. He has been to beautiful flourishing cities and to towns that have been stripped down to their bare skeleton. Ted has traveled to 75 countries, and has concluded that the American people are under financial assault in the name of ‘common good.’ For that reason, he has set on a journey to provide citizens of his beloved country with the tools they need to live a genuinely sovereign life. Where to Stash Your Cash (Legally) by Ted and his dad is an essential guide to simple investment strategies. He reveals the secret to sound investments that the government would not find out about and tips for living on tropical islands free of tax. Ted Bauman believes in helping the middle class keep most of their cash where it belongs, in their pockets.


Ted Bauman’s Voice of Reason

The Bauman Letter provided by Ted Bauman delivers little known yet viable strategies to grow wealth. It helps readers take back control of their financial future while keeping it safe from prying eyes. Ted Bauman runs an investment advisory with Jeff Yastine. The Alpha Stock Alert has beaten the S&P 500 index ten times over a decade. The Alpha Stock Alert has not had a losing year in about ten years; not even during the 2008-2009 economic crisis, courtesy of Bauman’s able leadership.


The Ted Bauman Specialty

Ted Bauman was born in the United States of America. He is the son of former congressman Robert Bauman with whom they have co-written a book. He immigrated to South Africa where he attended the University of Cape Town. Ted Bauman holds post-graduate degrees in Economics and History. After his studies, he worked in the Non-Profit sector for 25 years. In the course of his career, Bauman started Slum Dwellers International, which has helped 14 Million people in 35 countries. He then returned to United States in 2008 where he worked for Habitat for Humanity International until he left in 2013 to research and write full time. Mr. Bauman was an editor of Smart Money Alert before moving to Banyan Hill Publishing. As a chief director at Banyan Hill Publishing, he specializes in asset protection, privacy, international migration issues and low-risk investment strategies. Ted Bauman has been published in several notable international outfits.


Ted Bauman: Philanthropist, Businessman & Educator

     Corporate greed and government insight is nothing new to most of the world. Being able to live a sovereign life is easier said than done. Sometimes life just gets in the way, and it causes confusion, especially when it comes to finances. Trading your hours for dollars seem to be a never ending rat race and this is where Ted Bauman comes into the frame. This guy is simply a jack of all trades as he has held numerous positions that stretch across numerous industries. When it comes to accomplishments, Bauman has many under his belt.

This extraordinary guy specializes in asset protection, low-risk investment strategies, privacy as well as international migration. In other words, he is all about helping the general public save money. You should never put all of your eggs in one basket. He has also stated that people should store their wealth in a variety of ways. Building, saving and storing wealth is very important thanks to living in a capitalistic society. There are a number of ways to do so, but you’ll need to be open-minded. Whether it’s investing in real estate from another country or it’s storing your wealth in a foreign bank, the options are vast. Sometimes you have to think outside of the box and this is what Bauman teaches. Though being born in Washington D.C., Bauman grew up on Maryland’s eastern shore. As a young adult, he migrated to South Africa. During his 25 years in South Africa, Bauman graduated from the University of Cape Town with a postgraduate degree in history and a postgraduate degree in economics. He has spent many years working in the nonprofit sector with a number of executive roles. His passion for helping others can’t be denied, and his co-founded company, Slum Dwellers Internationals, has efficiently helped over 14 million people worldwide.

Putting out informative material is what he thrives off. He has been a consultant for many years, especially in the 2000s. Researching and writing is his forte in a sense as he has provided the United Nations, European grant-making agencies and the South African Government with informative finance material. As of today, Bauman lives in Atlanta, Georgia. His daily newsletter, the Sovereign Investor Daily, puts out plenty of informative finance material as well as financial tips.

Shiraz Boghani and Reputable Care Services

     Shiraz Boghani is the Chairman of the Splendid Hospitality Group. This is a private hospitality firm that runs out of the United Kingdom. It focuses on everything from high-end hotels to limited service. Boghani also is at the helm of Sussex Health Care, a company that concentrates on support and care facilities. Sussex Health Care is also located in the United Kingdom. Boghani is known for being a spirited figure in the entrepreneurial community. The Asian Business Awards in 2016 called him the “Hotelier of the Year.” He’s received all types of positive acknowledgement from peers in his field.

Boghani is extremely busy with Splendid Hospitality Group. He’s in charge of the company’s expansion practices. He understands precisely what he wants out of the firm’s approach into diverse enterprises. Splendid Hospitality Group runs 20 separate trading hotels. Examples are the Grand Hotel and Spa and the Conrad London St. James Hotel.

He’s Sussex Healthcare’s founding Co-Chairman. Sussex Health Care is a home care organization that has been given many awards throughout the years. It has more than 24 successful care facilities. It has a large staff that consists of 1,100 individuals as well.

Shiraz Boghani is a person who has a deep devotion to the people who make up his community. He’s a big part of many charity groups in his neighborhood. He does volunteer work on a frequent basis, too. He’s enjoyed many big roles in the Ismaili world. He was part of the National Council, first and foremost. Boghani has the cooperation of many tireless individuals at Splendid Hospitality Group. He works with Vice Chairman Nadeem Boghani, Non Executive Director Kevin Eakin and CEO (Chief Executive Officer) Stuart Bailey.

Sussex Health Care is a major part of Boghani’s career. It’s enjoyed Health Quality Service accreditation since back in 2002. The company believes in establishing facilities that aren’t just residences to people. It understands the immense value of recreational activities, social interaction and relaxation in general. That’s the reason Sussex Health Care gives people so many diverse, exciting and interesting activity opportunities. Sussex Health Care is a leading player in the fields of neurological care, dementia care, older people care and PMLD (Profound Multiple Learning Disabilities) care. Boghani is a professional who has a strong grasp of all of these topics and beyond. Sussex Health Care offers PMLD assistance through facilities such as Horncastle Care Centre and Beechcroft Care Centre.